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Is My Provider In Network?

Since you can only change your health insurance during Open Enrollment, it's very important to confirm that your provider is "In Network". PROBLEM: The networks are getting increasingly smaller - and it's especially difficult if you're trying to find more than 1...

Medicare Advantage Plan with Excellent Benefits!

WOW !! There's a Medicare Advantage Plan available for 2018 that has some exceptional features. In addition to the coverage you would normally expect such as $0 premium and $0 co-pay for hospital, surgery, doctor, specialist, lab services, diagnostic tests and...

Neil’s Favorite Protein Shake

Need a protein boost or meal replacement? Here's my favorite concoction (I mix the ingredients with milk). All items are available from Amazon.   1 SCOOP - Garden of Life Raw Organic Fit - 28 grams of Protein made with 13 raw sprouted organic ingredients. 1...

The High Cost of Health Insurance – Solved!

The problem is not that health insurance is expensive, it's that health care is expensive. If you bring down the cost of health care, the cost of health insurance will follow. So here's 1 way to bring healthcare costs down. Have every provider publish their prices....

Dental Solution

Click here to view video The problem with most dental plans is that they're developed in a such a way that you don't seem to get much of a benefit. For one thing, there are waiting periods for most everything other than a simple cleaning or consultation. You pay for...

Put Your Insurance to Work For You!

Many people make one or more mistakes when they use their Health Insurance or Medicare - and as a result, they end up paying part or all of the bill out-of-pocket. And there's nothing more annoying than paying for insurance and still having to pay out-of-pocket. So be...

How to Save Money When Buying Health Insurance

Currently, there are 4 levels of coverage in Health Insurance - Bronze, Silver, Gold and Platinum. Bronze has the lowest premium and has the highest co-pays and deductible while Platinum is the most expensive and has the lowest co-pays and deductible. In fact, Gold...

Affordable Care Act – Love it or Leave it?

This blog is not about politics, but rather attempts to address the facts as we know them. The biggest prizes in healthcare reform are 1) Coverage for people with pre-existing conditions and 2) Coverage for people that otherwise can't afford the premium. The reason...

Additional Income Stream from your Book of Business

If you have a book of business (whether you're an accountant, financial adviser, insurance agent, realtor, etc), you can very easily make additional income while helping (and retaining) your clients at the same time. 10,000 people turn 65 every day - so you...

The Best Way to Research Medicare

Let's face it - Medicare is confusing. There are so many rules, and it's difficult to know which of these rules apply to you. There are 3 basic ways you can go about getting informed (Hint: See #3): #1 - Do the research yourself.  Research is great, but in effect, you...