by Neil Steinman | Dec 10, 2016 | Types of Plans
Here’s the main difference between an HMO and PPO: PPO – You can go to specialists without a referral and you can go outside the plan’s provider network, although you’ll have considerably more out-of-pocket expense if you do that. HMO –...
by neil steinman | Dec 3, 2016 | Provider Networks
Has your provider ever told you “We don’t accept ‘Mirrored’ plans?” Here’s what that means. First, you must understand that you can buy a health insurance plan either directly from a carrier (such as Anthem, Blue Shield, Health Net,...
by neil steinman | Nov 19, 2016 | Provider Networks
It’s very important that you confirm your providers are in your health insurance plan network when you buy your plan. Since there is now an Open Enrollment period, once Open Enrollment ends, you cannot change your plan – even if you discover that your...
by neil steinman | Sep 11, 2016 | Health Insurance
You’re probably familiar PPO’s (Preferred Provider Organizations) and HMO’s (Health Maintenance Organizations) – but what the difference between an HMO, a PPO and an EPO? HMOYou cannot go outside the plan’s network (except for...
by neil steinman | Aug 22, 2016 | ACA Health Plans, Affordable Care Act, Health Insurance
Remember the “old days”, when you could buy health insurance anytime you wanted to? Did you ever wonder why you can now only buy during an Open Enrollment period?* The turning point was when Obamacare went into effect, otherwise known as The Affordable Care Act.....
