What if there was a health plan with these qualities…
- About 1/2 the cost of health insurance plans
- Recognized by the Affordable Care Act so you don’t have to pay the ACA penalties
- You can buy it anytime during the year – even outside of Open Enrollment
Look no further – these are Health Sharing Plans. You can purchase basic plans or plans with richer benefits – and you can pick your MSRA (deductible) – so you have a lot of control over the coverage and price. And even the richest plans are much more affordable than traditional health insurance plans. While Health Sharing Plans are not insurance, they are recognized by the Affordable Care Act as qualifying plans.
Let’s face it, the cost of health insurance is through the roof – and in many cases it’s just plain unaffordable. So it’s great to have choices. And health sharing plans are not just “discount” plans – they are PPO’s that include benefits you would expect, such as:
- Preventive Care
- Primary Care
- Labs & Diagnostics
- Urgent & Emergency Care
- Specialty Care
Be sure to work with a licensed insurance agent so you can fully understand the benefits and build the plan that is just right for you!
Author: neil steinman
Neil Steinman is the principal of Orange County Health & Life Insurance in Orange County, CA – and has been serving the needs of California residents for nearly 20 years.