What if there was a health plan that was much more affordable than the health insurance plans and you could buy it anytime during the year – even outside Open Enrollment.
Look no further than “Faith-Based Health Sharing Plans”. You can purchase basic plans or plans with richer benefits – and you can pick your MSRA (deductible), so you have a lot of control over the coverage and price. While Health Sharing Plans are not filed as insurance plans, they are recognized by the Affordable Care Act and CMS as qualifying plans.
Let’s face it, the cost of health insurance is through the roof – and in many cases it’s just plain unaffordable. So it’s great to have choices. And health sharing plans are not just “discount” plans – they are PPO’s that include many of the benefits you would expect, such as:
- Preventive Care
- Primary Care
- Labs & Diagnostics
- Urgent & Emergency Care
- Specialty Care
Click here to visit the HCSM website.
Author: neil steinman
Neil Steinman is the principal of Orange County Health & Life Insurance in Orange County, CA – and has been serving the needs of California residents for nearly 20 years.