ental HMO’s are fine, but it seems like my client’s favorite dentists are never in network. And if you go out of network, you have no coverage.
Dental PPO’s are great because you can go to any provider, but they usually only give you $1000 – $1500 of coverage each year. So you can run out of coverage at any time. And if you factor in what your paying for the plan, you’re really not getting much at all!
Physicians Mutual is a PPO but there is NO annual maximum – so you’ll never run out of coverage! I’m not quite sure how they do it, especially since they guarantee no rate increases for 3 years*
I originally heard of Physicians Mutual from clients that had the coverage and and loved it – and I can see why. Plus, Physicians Mutual has an “A” rating from A.M. Best.
Please contact us for more information or if you wish to enroll.
- Click here to see Physicians Mutual Dental Brochure
- Click here to see Physicians Mutual Dental Price List
* Unless you turn 50 y/o during that 3 year period
Neil Steinman is the principal of Orange County Health & Life Insurance in Orange County, CA – and has been serving the needs of California residents for nearly 20 years.