949-300- 3022 neil@insurance-oc.com

How to Choose a Dental Plan

In choosing a dental plan, it’s important to remember these basics… Dental PPO’s generally have waiting periods before you can receive care (other than normal cleanings or simple fillings). You may have to wait 6 months to 1 year before getting major...

What is a “Mirrored” Plan?

Has your provider ever told you “We don’t accept ‘Mirrored’ plans?” Here’s what that means. First, you must understand that you can buy a health insurance plan either directly from a carrier (such as Anthem, Blue Shield, Health Net,...

Online Provider Directories

It’s very important that you confirm your providers are in your health insurance plan network when you buy your plan. Since there is now an Open Enrollment period, once Open Enrollment ends, you cannot change your plan – even if you discover that your...

Traps to Avoid During Open Enrollment

Open Enrollment exists for a reason, but there are 2 significant traps that it causes. Why do I call them traps? Because if you fall in, you can’t get out. However, these traps can be avoided. Trap #1 – Doctors: If you have any doctors that you want or need to be able...

Medicare Open Enrollment

Medicare Open Enrollment is October 15th – December 7th. Here are a few things you might consider… There are 3 types of Medigap Plans you might have: 1). Medicare Advantage Plan 2). Medicare Supplement Plan 3). Prescription Drug Plan 1). If you have a...