by Neil Steinman | Oct 14, 2018 | ACA Health Plans, Costs & Subsidies
Since the Obamacare penalty went into effect Jan 1, 2014, lots of people have tried to figure out whether it’s cheaper to buy health insurance or pay the penalty. As a health insurance agent, many of these people have asked me to help them figure it out. I...
by neil steinman | Jul 2, 2013 | Costs & Subsidies
Subsidies are based on 2 major factors: How many people are in your household? What is your household adjusted gross income? If your income is under 138% of the poverty level, you are Medicaid eligible. If your income is above 138% up to 400% of the poverty level, you...
by neil steinman | Jul 2, 2013 | Costs & Subsidies
As with all insurance, price depends on how many people will be on the plan, ages and your zip code. Pricing has not yet been published for Healthcare Reform plans, but it has been estimated that plans will cost 30% more than comparable plans today. Exact pricing and...