949-300- 3022 neil@insurance-oc.com

Short Term Health Insurance

Click to Visit Short-Term Website – Apply Online! Click for YouTube Video re: Short Term Insurance Is your health insurance too expensive? Do you need coverage but we’re outside open enrollment? Here’s a solution – you can purchase temporary...

HMO – Should You Get One?

I’ve never been a huge fan of HMO’s, but taking the Affordable Care Act into consideration, HMO’s just moved up a notch. Why? Consider this… Under the ACA, provider networks have gotten very narrow, and many providers don’t accept...

What is a “Mirrored” Plan?

Has your provider ever told you “We don’t accept ‘Mirrored’ plans?” Here’s what that means. First, you must understand that you can buy a health insurance plan either directly from a carrier (such as Anthem, Blue Shield, Health Net,...

Online Provider Directories

It’s very important that you confirm your providers are in your health insurance plan network when you buy your plan. Since there is now an Open Enrollment period, once Open Enrollment ends, you cannot change your plan – even if you discover that your...