by Neil Steinman | Dec 11, 2021 | ACA Health Plans, Affordable Care Act, Health Insurance, Types of Plans
Should you consider an HMO? While you may have to get a referral from a primary doctor to see a specialist, that referral process can also result in a huge advantage. How? If you have a serious medical event, all the doctors & specialists in the HMO work...
by neil steinman | Apr 22, 2017 | Types of Plans
Currently, there are 4 levels of coverage in Health Insurance – Bronze, Silver, Gold and Platinum. Bronze has the lowest premium and has the highest co-pays and deductible while Platinum is the most expensive and has the lowest co-pays and deductible. In fact,...
by Neil Steinman | Dec 10, 2016 | Types of Plans
Here’s the main difference between an HMO and PPO: PPO – You can go to specialists without a referral and you can go outside the plan’s provider network, although you’ll have considerably more out-of-pocket expense if you do that. HMO –...
