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Long-Term Care Simplified

  WHAT IS LONG TERM CARE (LTC)? It is NOT medical insurance. Rather, it covers “Activities of Daily Living” which include eating, bathing, getting dressed, toileting, transferring, continence and dementia. Note: care does not have to occur in a...

Long-Term Care Insurance

Long Term Care (LTC) is probably the most needed yet least purchased insurance. Why the most needed? You’ll see below. Why the least purchased?Mainly because it’s expensive and if you don’t use it, then all your premiums were paid for nothing. But...