by Neil Steinman | Apr 18, 2019 | Health Insurance, Medicare, Uncategorized
I am NOT making a political statement but rather offering food for thought based on my 20 years as a health insurance & Medicare broker. “Medicare for All” is a misnomer. Medicare as we now know it, for people 65+ years old, is not an entitlement. We’ve paid for...
by neil steinman | Jan 22, 2017 | Uncategorized
If you have a book of business (whether you’re an accountant, financial adviser, insurance agent, realtor, etc), you can very easily make additional income while helping (and retaining) your clients at the same time. 10,000 people turn 65 every day...
by neil steinman | Dec 30, 2016 | Dental, Uncategorized
In choosing a dental plan, it’s important to remember these basics… Dental PPO’s generally have waiting periods before you can receive care (other than normal cleanings or simple fillings). You may have to wait 6 months to 1 year before getting major...
by neil steinman | Sep 11, 2016 | Uncategorized
You’re probably familiar PPO’s (Preferred Provider Organizations) and HMO’s (Health Maintenance Organizations) – but what is an EPO? An EPO (Exclusive Provider Organization) is a lot like an HMO, in that it will not provide benefits outside of...
by neil steinman | Sep 9, 2016 | Uncategorized
Now that there are Open Enrollment periods, it’s more important than ever to use an insurance broker. Why? Because if you don’t purchase EXACTLY the correct plan, you could be stuck with that plan until January 1st of the following year. Here are some common errors...
by neil steinman | Aug 10, 2016 | Uncategorized
Will Health Insurance premiums increase in 2017? Undoubtedly yes – but how much? There are average rate increases that are projected, both for the industry as a whole and for individual carriers such as Anthem Blue Cross, Blue Shield, etc., but how does that...
