949-300- 3022 neil@insurance-oc.com

Medicare Part B Costs and IRMAA

Medicare Part B Costs and IRMAA ,For 2020, the base cost of Part B is $144.60 – but it can be more based on your income. The acronym for this cost adjustment is IRMAA (Income-related Monthly Adjustment Amount). To see a chart of IRMAA charges, click here. Note...

How to Choose a Dental Plan

In choosing a dental plan, it’s important to remember these basics… Dental PPO’s generally have waiting periods before you can receive care (other than normal cleanings or simple fillings). You may have to wait 6 months to 1 year before getting major...

Should you use an Insurance Broker?

Now that there are Open Enrollment periods, it’s more important than ever to use an insurance broker. Why? Because if you don’t purchase EXACTLY the correct plan, you could be stuck with that plan until January 1st of the following year. Here are some common errors...

Health Insurance Rate Increases

Will Health Insurance premiums increase in 2017? Undoubtedly yes – but how much? There are average rate increases that are projected, both for the industry as a whole and for individual carriers such as Anthem Blue Cross, Blue Shield, etc., but how does that...