949-300- 3022 neil@insurance-oc.com

Medicare

ON THIS PAGE:
Medicare Supplement Plans | Medicare Advantage Plans | Prescription Drug Plans

Medicare can be confusing. Call us! We’ll make everything simple & easy to understand.


MEDICARE ADVANTAGE PLANS

Medicare Advantage Plans (also known as Medicare Part C) combine everything into 1 so you only need to carry a single ID card. These plans are very often free… no premium (actually, you already paid for it through payroll deductions that you or your spouse made). Please contact us as there are many different plans and it’s important that you get exactly what you need. We will do the homework for you and make everything quick & easy. As always, there is never a charge for our services.

 

MEDICARE SUPPLEMENT PLANS

Unlike Medicare Advantage Plans, which have a $0 Premium (they’re free), Medicare Supplement Plans have a monthly premium, but you’re able to see any provider that accepts Medicare without referrals.

 

MEDICARE PRESCRIPTION DRUG PLANS

Unlike Medicare Advantage Plans which generally include drug coverage, Medicare Supplements do not include drug coverage – so you have to purchase a separate Prescription Drug Plan. It’s really important to check your medications against several different plan formularies, as these plans can differ substantially as far as your out-of-pocket copays are concerned. We will provide this service for you, and there is never a charge for our services.