Blog
Long-Term Care Insurance
Long Term Care (LTC) is probably the most needed yet least purchased insurance. Why the most needed? You'll see below. Why the least purchased?Mainly because it's expensive and if you don't use it, then all your premiums were paid for nothing. But there is a better...
America’s Silent Epidemic – Listen Up!
Hearing loss is America's silent epidemic. It can have a more negative impact on the quality of life than obesity, diabetes, strokes or even cancer. Yet according to an AARP survey, more people report having gotten colonoscopies than hearing tests. The above is an...
Is My Provider In Network?
Since you can only change your health insurance during Open Enrollment, it's very important to confirm that your provider is "In Network". PROBLEM: The networks are getting increasingly smaller - and it's especially difficult if you're trying to find more than 1...
Medicare Advantage Plan with Excellent Benefits!
WOW !! There's a Medicare Advantage Plan available for 2018 that has some exceptional features. In addition to the coverage you would normally expect such as $0 premium and $0 co-pay for hospital, surgery, doctor, specialist, lab services, diagnostic tests and...
Health Sharing Plans
What if there was a health plan with these qualities... About 1/2 the cost of health insurance plans Recognized by the Affordable Care Act so you don't have to pay the ACA penalties You can buy it anytime during the year - even outside of Open Enrollment Look no...
Anthem Blue Cross Pulling Out of CA in 2018
If you're a Queen fan, you might be singing "Another One Bites the Dust". Since the advent of Obamacare, United Healthcare, Aetna, Cigna and now Anthem have pulled out of the state of California. Although most people think that health insurance companies are making...
Neil’s Favorite Protein Shake
Need a protein boost or meal replacement? Here's my favorite concoction (I mix the ingredients with milk). All items are available from Amazon. 1 SCOOP - Garden of Life Raw Organic Fit - 28 grams of Protein made with 13 raw sprouted organic ingredients. 1 TABLESPOON...
The High Cost of Health Insurance – Solved!
The problem is not that health insurance is expensive, it's that health care is expensive. If you bring down the cost of health care, the cost of health insurance will follow. So here's 1 way to bring healthcare costs down. Have every provider publish their prices....
Dental Solution
Click here to view video The problem with most dental plans is that they're developed in a such a way that you don't seem to get much of a benefit. For one thing, there are waiting periods for most everything other than a simple cleaning or consultation. You pay for...
Temporary Healthcare Dilemma and Solution
(Click here to see our You Tube Video) Clients are feeling the pinch of the government limiting choices for temporary health coverage. On April 1st of 2017, the Department of Health and Human Services imposed regulations limiting short-term medical coverage to a...