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Medicare Advantage Part B Premium Reduction Plan

There are a few Medicare Advantage Plans that offer Part B Premium Reduction. You may have seen TV ads that say that the money (usually in the range of $125/mo - $148/mo) will be added to your Social Security check - and that is exactly correct!  SO WHAT'S THE CATCH?...

Medicare Open Enrollment

Here are a few common reasons to consider changing your Medicare Coverage during Open Enrollment...  1. YOU'VE BEEN PRESCRIBED A NEW & EXPENSIVE PRESCRIPTION DRUGIf this applies to you, please email a list of your prescription medications to me - not just the new...

Dental Coverage – Problem Solved!

ental HMO's are fine, but it seems like my client's favorite dentists are never in network. And if you go out of network, you have no coverage.  Dental PPO's are great because you can go to any provider, but they usually only give you $1000 - $1500 of coverage each...

A Message to Baby Boomers

(Sorry, I can’t think of any other way to say it) ------------------  70% of people over 65 are going to need some type of Home Care. YES -- 70% !!! -- (Google it) I’m not referring to medical care – your Medicare covers that. I’m referring to things like: Bathing *...

Affordable Home Care Plans

NO AGE LIMITS! NO MEDICAL QUESTIONS! AFFORDABLE PLANS TO CHOOSE FROM! RATES ARE NOT BASED ON AGE! Click here for video #1 * Click here for video #2  Contact us now for a simple overview and quote. This is a very easy program to understand… and it’s even easier to use!...

American Rescue Plan

You may now be eligible for a significant subsidy (a reduction in the cost of your health insurance) even if you were not previously eligible. Why? Due to the passing of the “American Rescue Plan”. Here’s how you can find out if you’re eligible:   Click here....

Long-Term Care Simplified

  WHAT IS LONG TERM CARE (LTC)? It is NOT medical insurance. So what does it cover? It covers "Activities of Daily Living" which include eating, bathing, getting dressed, toileting, transferring, continence and dementia. Note: care does not have to occur in a...

Employer Coverage vs Medicare

Some people equate Medicare to an HMO. However, you can choose a "Medicare Supplement Plan" in which you can go to any provider that accepts Medicare - no referral needed! MEDICARE SUPPLEMENT PLAN BASICS:  You can go to ANY provider in the U.S.A. as long as they...

Medicare Part B Costs and IRMAA

For 2021, the base cost of Part B is $148.50 - but it can be more based on your income. The acronym for this cost adjustment is IRMAA (Income-related Monthly Adjustment Amount). To see a chart of IRMAA charges, click here. Note #1 - If you are in one of the higher...

Medicare Part B – What if you lose it?

Short answer: If you lose Medicare Part B it can be a major catastrophe. So if you’re not already set up on auto-pay, you might want to consider it – click here. Note: If you’re drawing Social Security, your Part B is probably being auto-deducted from there. WHAT CAN...