A Navigator is somebody that will help you enroll if you buy in the Exchange. The navigators are not licensed agents – rather, they are trained in how to enroll Medicaid and Subsidy eligible people into health plans. Navigators cannot make recommendations, they can only enroll. Navigators can ONLY sell the plans in the exchange – they cannot offer you any of the additional carriers and plans that are available outside of the exchange.
You can sell ALL plans – exchange or non-exchange plans – at https://insurance-oc.com starting 10/1/13.
Please see the post “Should I Buy in the Exchange or use a Licensed Agent?”
Neil Steinman is the principal of Orange County Health & Life Insurance in Orange County, CA – and has been serving the needs of California residents for nearly 20 years.