949-300- 3022 neil@insurance-oc.com

HMO, PPO, EPO

What's the difference between HMO, PPO and EPO?   HMO You always see your primary care provider first, who refers you to specialists within a specific medical group. You cannot get care outside the medical group or the plan’s network unless it’s an...

How to Find Your Medicare Number

1. Go to www.ssa.gov. Log in and agree to the Terms of Service2. At the top of the My Social Security page, click “Your Benefit Verification Letter”3. Click the “Your Benefit Verification Letter” link to download the letter4. Open the...

The Truth About Joe Namath Medicare Ads

The truth is that they’ve caused a lot of confusion. Why? Because it’s a national ad and they’re talking about all sorts of benefits that may or may not be available in your specific area. So people are calling and asking about all these benefits and...

Medicare Costs and IRMAA

              In 2023, the base cost of Part B is $164.90 – but it can be more based on your income. The acronym for this cost adjustment is IRMAA (Income Related Monthly Adjustment Amount).  NOTE #1 – If you have a...