by neil steinman | Sep 11, 2016 | Health Insurance
You’re probably familiar PPO’s (Preferred Provider Organizations) and HMO’s (Health Maintenance Organizations) – but what the difference between an HMO, a PPO and an EPO? HMOYou cannot go outside the plan’s network (except for...
by neil steinman | Sep 9, 2016 | Uncategorized
Now that there are Open Enrollment periods, it’s more important than ever to use an insurance broker. Why? Because if you don’t purchase EXACTLY the correct plan, you could be stuck with that plan until January 1st of the following year. Here are some common errors...
by neil steinman | Aug 22, 2016 | ACA Health Plans, Affordable Care Act, Health Insurance
Remember the “old days”, when you could buy health insurance anytime you wanted to? Did you ever wonder why you can now only buy during an Open Enrollment period?* The turning point was when Obamacare went into effect, otherwise known as The Affordable Care Act.....
by neil steinman | Aug 10, 2016 | Uncategorized
Will Health Insurance premiums increase in 2017? Undoubtedly yes – but how much? There are average rate increases that are projected, both for the industry as a whole and for individual carriers such as Anthem Blue Cross, Blue Shield, etc., but how does that...
by neil steinman | Jul 3, 2013 | Affordable Care Act
This year, Open Enrollment runs from October 1, 2013 – March 31, 2014. The plans will become effective January 1, 2014. That’s a long Open Enrollment period, since there will be so many people that will have to be serviced. Starting next year (for plans...
