by neil steinman | Jul 3, 2013 | ACA Health Plans
If you do not have a Grandfathered Plan, then why can’t you keep your current plan? Because starting 1/1/14, all plans must meet minimum coverage standards – These are called Essential Health Benefits. If you do not have a plan that meets these standards,...
by neil steinman | Jul 2, 2013 | Costs & Subsidies
Subsidies are based on 2 major factors: How many people are in your household? What is your household adjusted gross income? If your income is under 138% of the poverty level, you are Medicaid eligible. If your income is above 138% up to 400% of the poverty level, you...
by neil steinman | Jul 2, 2013 | Costs & Subsidies
As with all insurance, price depends on how many people will be on the plan, ages and your zip code. Pricing has not yet been published for Healthcare Reform plans, but it has been estimated that plans will cost 30% more than comparable plans today. Exact pricing and...
by neil steinman | Jul 2, 2013 | Healthcare Exchange
Please note the following: If you are Medicaid eligible, then you must buy in the exchange and you must use a navigator. You cannot use a licensed agent. If you are eligible for a subsidy, you must buy in the exchange – but you can use either a navigator or a...
by neil steinman | Jul 2, 2013 | Healthcare Exchange
A Navigator is somebody that will help you enroll if you buy in the Exchange. The navigators are not licensed agents – rather, they are trained in how to enroll Medicaid and Subsidy eligible people into health plans. Navigators cannot make recommendations, they...
