by Neil Steinman | Jun 21, 2020 | Long Term Care
WHAT IS LONG TERM CARE (LTC)? It is NOT medical insurance. So what does it cover? It covers “Activities of Daily Living” which include eating, bathing, getting dressed, toileting, transferring, continence and dementia. Note: care does not have to...
by Neil Steinman | Jun 19, 2020 | Medicare
Some people equate Medicare to an HMO. However, you can choose a “Medicare Supplement Plan” in which you can go to any provider that accepts Medicare – no referral needed! MEDICARE SUPPLEMENT PLAN BASICS: You can go to ANY provider in the U.S.A. as...
by Neil Steinman | Apr 26, 2020 | Medicare
Short answer: If you lose Medicare Part B it can be a major catastrophe. So if you’re not already set up on auto-pay, you might want to consider it – click here. Note: If you’re drawing Social Security, your Part B is probably being auto-deducted from there. WHAT CAN...
by Neil Steinman | Nov 3, 2019 | Medicare
Every year when the new plans come out, I make a spreadsheet of all the benefits – across all the plans. It’s amazing to see how similar all the plans are to each other. The biggest differences between the plans (generally speaking) are not even the...
by Neil Steinman | Oct 20, 2019 | Medicare
The cost of the average drug plan is under $30/mo, which barely pays for 1 prescription. The Coverage Gap (donut hole) was meant to control drug costs and keep the program sustainable. Here’s how it works: THERE ARE 4 “STAGES” IN A DRUG PLAN (based...
