by Neil Steinman | Oct 6, 2019 | Medicare
IF YOU HAVE A MEDICARE ADVANTAGE PLAN: Drug coverage is already included in the plan. IF YOU GET A MEDICARE SUPPLEMENT: Drug coverage is not included. You should buy a separate drug plan. GET THE RIGHT PLAN: All drug plans are not created equal. If you’re taking...
by Neil Steinman | Apr 18, 2019 | Health Insurance, Medicare, Uncategorized
I am NOT making a political statement but rather offering food for thought based on my 20 years as a health insurance & Medicare broker. “Medicare for All” is a misnomer. Medicare as we now know it, for people 65+ years old, is not an entitlement. We’ve paid for...
by Neil Steinman | Oct 14, 2018 | ACA Health Plans, Costs & Subsidies
Since the Obamacare penalty went into effect Jan 1, 2014, lots of people have tried to figure out whether it’s cheaper to buy health insurance or pay the penalty. As a health insurance agent, many of these people have asked me to help them figure it out. I...
by Neil Steinman | Jun 28, 2018 | Long Term Care
Long Term Care (LTC) is probably the most needed yet least purchased insurance. Why the most needed? You’ll see below. Why the least purchased?Mainly because it’s expensive and if you don’t use it, then all your premiums were paid for nothing. But...
by Neil Steinman | May 15, 2018 | Staying Healthy
Hearing loss is America’s silent epidemic. It can have a more negative impact on the quality of life than obesity, diabetes, strokes or even cancer. Yet according to an AARP survey, more people report having gotten colonoscopies than hearing tests. The above is...
